What is an Investment Fund Manager?

I think in order to receive good investment fund management, customers need to be proactive so that they can show the management team that they want to have a part in their investment management.

For example, they need to make frequent calls to the managers to get information about how the fund is doing and if any changes are necessary.

Customers need to make sure they read reports that are sent out by the investment company.These tell about the market conditions and much more.

Many investment companies think that long-term investments produce the best rewards. So you have to be willing to wait for your return.

If you are short on time, or you have large sums of money to invest, it's probably a good idea to use money management and pay the fee.

When I put some of my money into an IRA Mutual Fund, I knew very little about investing. I also didn't have enough time to figure it out. So I put the fund under the control of an investment fund manager. He called and asked me how I wanted my money distributed - conservative, moderate or more risky. Then he with a group of managers, would choose mutual funds that fit into the categories. I paid him a quarterly fee.

But after a couple of years, I became more interested in investment and began learning about it. I read books, online articles,and talked to other people. Finally, I decided I was ready to take the plunge. I let the manager go and took over the responsibilities of managing my fund on my own. So far - so good!

@Charred - I’ve been a fund investor for the past ten years. I wasn’t always invested in mutual funds however.

I started out investing in the stock market, at the height of the Internet bubble, and I broke every rule in the book for investing. I think a lot of us did. It was so easy to put all of your eggs in one basket called Internet start-ups because for awhile, it seemed like those companies had no place to go but up.

Of course we all know what happened. I took a big licking from that debacle and thereafter just started putting my money in a basket of mutual funds, letting the fund managers make the really big decisions for me.

No, I won’t get as rich as riding a high powered stock all the way to the top, but I won’t lose my shirt either.

@Charred - Building up for your retirement is a good idea, for certain, but let me give you another piece of advice – consider investing in a fund that helps out in humanitarian efforts around the globe.

One such example of this is the children’s investment fund management. It’s a hedge fund that’s based in London, and it gets its name from the fact that the fund helps poor children in developing countries.

It’s a combination of a fund and philanthropic organization all in one. I don’t know exactly how the two work together, just that they do. You can make money (and lose money) with this fund just like you can with any other fund, but it feels good to know that you’re helping to make the world a better place for those that are less fortunate.

I’ve been invested with them for the past six

months. The rest of my funds are just regular stock investment funds.

@SkyWhisperer - I recently opened up a 401K account with my company. However, I did nothing with the account for a whole year.

I didn’t pick any mutual funds to invest in. As a result, all of that money going into my account just went to “cash.” Well, you’re not going to retire on cash alone, that’s for sure.

So finally I spent some time during a weekend to pore through the prospectuses for the list of mutual funds that were listed in my account. It was really worthwhile.

In the end, I chose a mix of aggressive growth, conservative growth, bond and foreign investments. Each of these mutual funds had ratings and as a newcomer myself, that helped me to determine whether it was worth putting the money into them.

I’ve allocated my money to ten mutual funds, and the diversification has done me well so far.

Years ago, as a newbie investor, I opened up an account with an investment fund management company.

This was before online investing became the norm. I admit I knew very little about stocks and even less about what kind of questions I should be asking the manager when I called.

I mostly asked really simple questions like, “What is the stock symbol for company XYZ?” I mean I was really new to stock investment. The manager did help me of course with those as well as more complicated questions, like finding out why a stock I just purchased began taking a nose dive.

Of course now with the Internet I can find out that information very easily but back then I really didn’t know where to get it besides the newspaper. I quit using the stock manager when online trading became all the rage and I could do things on my own.