Entry-level bank career opportunities include tellers, who are employees that work directly with customers in account maintenance capacities. A teller will work in a banking center, and he or she will have access to customers' account information as well as money, checks, and other deposit or withdrawal items. Tellers can advance within a company to take advantage of other bank career opportunities, such as teller managers, branch managers, and other management positions within the company. If the employee has the right combination of experience and education, he or she can advance to other careers within the company.
Accountants, for example, may work with customers or internally within the company to manage a customer's or company's finances. Such bank career opportunities usually require at least a bachelor's degree, though many accountants go on to earn a master's degree within the field. Specific certifications will also need to be earned before a candidate can take advantage of such bank career opportunities. These employees may be responsible for internal audits of the company's finances, or they may work with customers to determine that customer's financial planning needs.
A credit analyst is a person who examines a customer's financial history and other factors that may affect that person's ability to borrow money from a bank. When a customer attempts to borrow money, the bank must analyze that person's credit history, financial standing, earning potential, and various other factors that may affect the person's likelihood of paying the money back in a timely manner. The credit analyst will be responsible for creating a report on the customer's credit worthiness, which will in turn be used as a tool for determining whether the application will be accepted or rejected. These bank career opportunities can vary in pay and responsibility; entry-level positions generally pay less, and a person who is new to the industry will start in such a position with the potential to move up within the company after time.
Other bank career opportunities exist within the tax department. This may involve preparing tax documents and doing accounting procedures either for the banking institution itself or for customers in need of tax help. Candidates for these career opportunities will need specific knowledge and training in the tax code of the country in which the bank exists, as well as other countries in some cases. These employees may also be responsible for tax audits or other examinations of finances within the company.
