We are independent & ad-supported. We may earn a commission for purchases made through our links.
Advertiser Disclosure
Our website is an independent, advertising-supported platform. We provide our content free of charge to our readers, and to keep it that way, we rely on revenue generated through advertisements and affiliate partnerships. This means that when you click on certain links on our site and make a purchase, we may earn a commission. Learn more.
How We Make Money
We sustain our operations through affiliate commissions and advertising. If you click on an affiliate link and make a purchase, we may receive a commission from the merchant at no additional cost to you. We also display advertisements on our website, which help generate revenue to support our work and keep our content free for readers. Our editorial team operates independently of our advertising and affiliate partnerships to ensure that our content remains unbiased and focused on providing you with the best information and recommendations based on thorough research and honest evaluations. To remain transparent, we’ve provided a list of our current affiliate partners here.
Law

Our Promise to you

Founded in 2002, our company has been a trusted resource for readers seeking informative and engaging content. Our dedication to quality remains unwavering—and will never change. We follow a strict editorial policy, ensuring that our content is authored by highly qualified professionals and edited by subject matter experts. This guarantees that everything we publish is objective, accurate, and trustworthy.

Over the years, we've refined our approach to cover a wide range of topics, providing readers with reliable and practical advice to enhance their knowledge and skills. That's why millions of readers turn to us each year. Join us in celebrating the joy of learning, guided by standards you can trust.

What are the Best Tips for Reporting Insurance Fraud?

Lainie Petersen
By
Updated: May 17, 2024
Views: 3,423
Share

Reporting insurance fraud is an important way for consumers to help keep the cost of insurance premiums down and to ensure that insurance covers legitimate needs. To report insurance fraud, individuals should learn about options available in their area. For example, some governments sponsor their own insurance fraud hotlines and reporting services. Other options for reporting insurance fraud include contacting insurance companies directly or reporting businesses and licensed professionals to oversight boards for investigation.

In situations where a person suspects insurance fraud, it is a good idea to try and determine the nature of the fraud and the identity of the company or organization that provides the insurance. For example, in the United States people with disabilities may receive benefits through private disability insurance plans as well as through government disability plans such as Social Security. If someone suspects or knows that a recipient of disability insurance has lied about his condition, reporting that individual for insurance fraud may be a matter of determining whom to contact. If the individual is covered under private disability insurance, contacting that company directly is probably the best option, whereas Social Security maintains its own fraud reporting services.

One pernicious type of insurance fraud is perpetrated not by health care consumers, but by providers. In some cases, doctors and chiropractors bill insurance companies for procedures, equipment, and medications that are never actually used. Reporting insurance fraud in these cases can involve several steps, which may include direct reporting to insurance companies, a government insurance fraud agency, as well as the appropriate licensing board for further insurance fraud investigation. When reporting insurance fraud, it is important to be able to describe one's suspicions and if possible provide documentation for one's claims.

Other insurance fraud cases involve property rather than human beings. Sometimes body shops recommend unnecessary automobile repairs to claim additional insurance money and may even attempt to persuade car owners to consent to these repairs by offering rebates or other items of value. Another more potentially dangerous type of insurance fraud is a staged accident or arson that involves damage to a property or automobile so its owners can collect insurance money. Reporting insurance fraud in these cases is important because of the potential risk to innocent people often involved in such cases. If an individual suspects that insurance fraud is involved, she may want to approach local law enforcement with her suspicions as well as insurers and industry groups.

Share
WiseGeek is dedicated to providing accurate and trustworthy information. We carefully select reputable sources and employ a rigorous fact-checking process to maintain the highest standards. To learn more about our commitment to accuracy, read our editorial process.
Lainie Petersen
By Lainie Petersen
Lainie Petersen, a talented writer, copywriter, and content creator, brings her diverse skill set to her role as an editor. With a unique educational background, she crafts engaging content and hosts podcasts and radio shows, showcasing her versatility as a media and communication professional. Her ability to understand and connect with audiences makes her a valuable asset to any media organization.

Editors' Picks

Discussion Comments
Lainie Petersen
Lainie Petersen
Lainie Petersen, a talented writer, copywriter, and content creator, brings her diverse skill set to her role as an...
Learn more
Share
https://www.wisegeek.net/what-are-the-best-tips-for-reporting-insurance-fraud.htm
Copy this link
WiseGeek, in your inbox

Our latest articles, guides, and more, delivered daily.

WiseGeek, in your inbox

Our latest articles, guides, and more, delivered daily.