The best house warranty is one that will cover all your major household appliances for a low price, saving you from having to spend money on costly repairs. If you want the best house warranty, you must do some research. It is important to compare which appliances the warranty will cover in the home. Some warranty companies will offer plans that cover specific appliances or cover extended maintenance on your appliances. Most home warranties have a deductible in addition to a yearly cost.
A house warranty will most likely cover all the major systems and appliances such as heating and cooling systems, washers and dryers, and ovens. Some warranties will also cover dishwashers, sink faucets, and ceiling fans. Each house warranty company is different and may offer multiple policies to choose from. Some warranty companies will only do repairs, but many of them will replace an appliance if it can not be fixed.
Even though a house warranty has a list of systems and appliances it covers, you may also find a warranty that will allow you to add on more appliances for a fee. An outdoor pool is usually not covered by a house warranty, but you may be able to take out an additional policy for it. If you feel that you only need a warranty for certain appliances in your home, you may be able to find a warranty that only lists the household items you need.
Many home warranties do not cover home appliances that have pre-existing conditions or are not working due to lack of maintenance. There are a few companies that offer a house warranty for these situations. This is especially true for heating and cooling systems. A maintenance warranty will allow the system to be serviced or maintained as needed.
Cost is one of the biggest factors to compare when you are trying to find the best house warranty. The warranty company will give you a quote on how much the yearly fee will cost you. The yearly fee is usually dependent on the type of warranty you are purchasing and how many appliances it will cover.
After you pay your yearly cost, you usually have to pay a deductible every time an appliance is serviced. The deductible will remain the same amount no matter which system is being worked on. It is a flat rate that is decided by the warranty company. When you are comparing cost, you should take the yearly fee and the deductible into account.
