A title officer has the job of researching and evaluating titles before a buyer purchases real estate. The educational requirements a person faces in order to become a title officer may vary depending on the jurisdiction and the preferences of the employer. Many employers expect new title officers to have high school diplomas or general educational development (GED) diplomas at minimum. Besides this basic level of education, a person interested in this career may also need related experience. In some places, a person who wants to become a title officer may also have to seek licensing as a title agent or even as a notary.
Title officers work to make sure that real estate titles are free and clear of claims that may represent obstacles to the sale of properties. They also check titles for issues that could prevent a new property owner from having full rights to a property. Unpaid taxes may cause problems for a prospective buyer or new owner, for example; liens against a property may cause issues as well. A title officer informs the buyer of the title’s status and also evaluates whether or not title insurance is advisable. Sometimes, a title officer also inspects properties in order to gain pertinent information.
Generally, a person may become a title officer after graduating from high school. Many employers are also willing to hire those with GEDs as well. In some places, a person who wants to pursue this career has to secure special licensing. For example, he may have to seek licensing as a title agent. Some places may require prospective title officers to seek licensing as notaries instead. An individual may do well to learn the criteria in his jurisdiction before applying for a job, as each jurisdiction may set different requirements.
There are certain qualities and skills a person usually needs in order to become a title officer. For starters, a person in this field typically has to be both detail-oriented and well organized. He should also have some skill with analyzing problems and developing appropriate solutions for them. Typically, a person interested in this career also needs good computer and communication skills.
While some title companies may be willing to train qualified applicants, many prefer those who are experienced with title searching. Experience with underwriting and real estate closings is usually also viewed favorably. Knowledge of title insurance procedures and requirements is usually helpful as well.
