In order to get a low APR credit card, you need to shop around with multiple credit card companies. You should look for limited time offers and promotions with each company as well. Looking at websites that provide information about many different credit card companies that wants can be an easy way to compare the available options. You might also consider trying to negotiate a lower interest rate for an existing credit card.
Getting a low APR credit card can be a great way to save substantial amounts of money on interest. Many times, individuals to frequently make purchases on credit cards end up paying much more than the original price due to interest charges. By getting a low APR credit card, part of this problem can be solved. The customer can save money on interest and may avoid accumulating large balances on the card.
In order to get a low APR credit card, you should shop around as much as possible. Seek out information on many different credit cards. This can help you to find the best offer on the market and take advantage of it.
When you are shopping around, you should look for special promotional offers. Many times, credit card companies will offer great deals as a way to attract new customers. If you can time it right, you can get some very low interest rates. Keep in mind, however, that these offers usually end after some amount of time, and that your interest rate could go up significantly after the promotion period ends.
When you are trying to shop around, one of the best tools that you can use is a website that allows you to compare different credit cards. There are several credit card websites out there that make it easy to look at more than one card at the same time. These websites allow you to compare and contrast the different features that are available with each credit card.
Instead of getting a new low APR credit card, you might be able to work with one of your existing credit cards instead. It can be worthwhile to negotiate the rates of an existing card down to a more favorable level, which can allow you to keep your account and simply get a lower APR to work with. Many credit card companies are willing to negotiate your existing interest rate in order to keep you as a customer. In most cases, you will simply need to write to the company or talk to them on the phone in order to get the rate lowered.